If the transaction can't be left to chance
Certain Title is the choice.


Certain Title & Escrow, LLC
A Title Company
21122 Old Scenic Hwy., Suite B
Zachary, Louisiana 70791
(225) 658-9905                                      Contact Us

Services at Certain Title & Escrow

Certain Title & Escrow, LLC is a locally owned title company with its headquarters in Zachary Louisiana specializing in transactional real estate. Capable of handling both commercial and residential real property transactions, Certain Title provides Zachary and the surrounding area with a one stop locale for real property matters.

Certain Title offers the full range of services, including title insurance issuance, regardless of whether the client is buying or selling, or refinancing a home or business location. Known for the expertise of its staff in the area of real estate transactions, Certain Title can assist clients in a number of areas including acquisition and development of real property, As the Zachary areas has grown exponentially over the last few years, Certain Title has not only kept pace with this tremendous growth but strives to stay ahead of the envelope.

Certain Title assists its clients with all informational gathering, consents or approvals required or may be necessary in connection with each particular transaction through all aspects of the financing or sale of or development of real property. Buyers, sellers, mortgage companies, banks and builders all call Certain Title home.

Certain Title is an authorized agency for Stewart Title Guaranty, a national title insurance underwriter.



Residential
Buying a home represents the largest single investment most people make in their lifetime. Once a buyer and seller sign a contract, the title company gets involved to facilitate the sale. By working closely with the real estate professional, Certain Title will insure that the settlement process is effortless and trouble-free.

Their abstractor will conduct a search of the land, judgment and governmental records and will create a report of what was found. This report will indicate who owns the property. An abstract will also reveal if there are any liens related to the property and if there are limits on the owner's use of the property. The attorney will then examine the abstract to ensure the title is clear so the buyer obtains clear title once the property if purchased.

Certain Title will work closely with the lender to determine the status of the borrower's loan application and to schedule a closing date.

What is Title Insurance?
Title insurance will protect an owner's or lenders financial interest in real property against loss due to title defects, liens or other matters. It will defend against a lawsuit attacking the title as it is insured, or reimburse the insured for the actual monetary loss incurred, up to the dollar amount of insurance provided by the policy. The title insurance company agrees to provide the owner and/or mortgage holder a legal defense of the title if a claim arises.
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